Disclosure Deep Dive: Standard Financing Mention

The Bread Pay Marketing Toolkit


Required Disclosure for all Standard Bread Pay Financing Mentions


Any time you mention Bread Pay or Bread Pay financing in any asset


Include the required “Subject to Credit Approval” (SCA) and bank disclosure below:

Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.


This disclosure should be located either on the same page as the ad or on another page one-click-away.

Many of the templates provided on our Easy to Use Marketing Assets page already include this language. If the disclosure is not included however on the asset itself, please ensure it is one-click-away from the banner or ad.


Don’t Forget, Prior to Publishing These Assets:

  • Confirm you’ve leveraged the required disclosure as detailed above
  • Send all financing-related assets for compliance review to your Bread Pay merchant success point of contact[email protected]
    • Please allow for 7 business days from receipt of assets for compliance review
  • Receive approval from the Bread Pay Compliance team before you publish. You may not put marketing related to our products in front of customers without receiving approval.

If you have any questions, please feel free to reach out to your Merchant Success point of contact at [email protected]